Greenleaf, Graham --- "Advice on obligations of credit providers (2)" [1995] PrivLawPRpr 8; (1995) 2(1) Privacy Law & Policy Reporter 12

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Advice on obligations of credit providers (2)

Australian Privacy Commissioner - Credit Reporting Advice Summaries, Federal Privacy Handbook, p 1243 (Release 3, March 1994) - Privacy Act 1988 (Cth), Pt IIIA

See (1994) 1 PLPR 74, (1994) 1 PLPR 94, (1994) 1 PLPR 112 and (1994) 1 PLPR 192 for previous parts of this review of the Commissioner's summaries of written advice given to the credit industry. References are to paragraph numbers of the advice summaries.

Disclosure by credit provider

Use of credit reports by a credit provider

A credit provider who gives to a direct marketing organisation the names and addresses of individuals who met credit assessment criteria (determined by reports obtained from a credit reporting agency) 'may risk breaching s 18N' [9.5]. (Comment: There might be breaches of s 18K or s 18L as well.)

Graham Greenleaf