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Mills, John --- "Commission for the Future's smart card study"  PrivLawPRpr 3; (1996) 2(10) Privacy Law & Policy Reporter 185
Commission for the Future's smart card study
The Australian Commission for the Future has commenced a major
research study which aims to create a national agenda for the
of the social issues associated with smart card technologies.
The Commission, chaired by Senator John Button, tries to identify
issues of long term significance and assist Australians to make
informed choices concerning them. It has engaged Monash University's
Centre for Electronic Commerce to undertake the Research.
A paper from the Commission outlining the issues to be addressed
categorises the issues under the headings of security, privacy,
impact on employment, accessibility/equity, law enforcement, regulations,
and standards. Concerning privacy issues, the Commission
the following issues:
- In what ways and to what extent are smart card schemes in
consumer financial services privacy protective and to what extent
- Of the various schemes is pilot and being prepared for launch
in Australia, does the extent and nature of privacy invasiveness
- What are the relative advantages and disadvantages of smart
card schemes that identify the card user, compared to those that
anonymity to the card user?
- To what extent is it practical to offer psudeononymous schemes,
in which the link between the transaction trail and the individual
is not directly visible to participants, but is discoverable if
legally necessary eg to support law enforcement?
- To what extent is Australia's existing privacy-protection
regime adequate to deal with the privacy implications of smart
in consumer financial services?
- Is an industry code of practice desireable, and if so, what
enforcement mechanism would be appropriate? Alternatively, what
be the appropriate features of legislation?
- What opportunities are available, with the various smart card
schemes, to collect data about consumer spending, that could then
used for more targeted marketing?
For more information, contact John Mills, consultant to the
Centre for Electronic Commerce, tel (02) 9967 3114, fax (02) 9967