The CEO may waive the right to recover a debt if:
(a) the debt did not arise in whole or part as a result of:
(i) a contravention of this Act, the regulations or the National Disability Insurance Scheme rules; or
(ii) a false or misleading statement or a misrepresentation; and
(b) there are special circumstances (other than financial hardship or the disability of the debtor) that the CEO is satisfied make waiver appropriate; and
(c) the CEO is satisfied that waiver is more appropriate than writing off the debt.