Commonwealth Consolidated Acts

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Meaning of access seeker

  (1)   An access seeker in relation to credit reporting information, or credit eligibility information, about an individual is:

  (a)   the individual; or

  (b)   a person:

  (i)   who is assisting the individual to deal with a credit reporting body or credit provider; and

  (ii)   who is authorised, in writing, by the individual to make a request in relation to the information under subsection   20R(1) or 21T(1).

  (2)   An individual must not authorise a person under subparagraph   (1)(b)(ii) if the person is:

  (a)   a credit provider; or

  (b)   a mortgage insurer; or

  (c)   a trade insurer; or

  (d)   a person who is prevented from being a credit provider by subsection   6G(5) or (6).

  (3)   Subparagraph   (1)(b)(ii) does not apply to a person who provides the National Relay Service or a person prescribed by the regulations.

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