Commonwealth Consolidated Acts

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Meaning of access seeker

             (1)  An access seeker in relation to credit reporting information, or credit eligibility information, about an individual is:

                     (a)  the individual; or

                     (b)  a person:

                              (i)  who is assisting the individual to deal with a credit reporting body or credit provider; and

                             (ii)  who is authorised, in writing, by the individual to make a request in relation to the information under subsection 20R(1) or 21T(1).

             (2)  An individual must not authorise a person under subparagraph (1)(b)(ii) if the person is:

                     (a)  a credit provider; or

                     (b)  a mortgage insurer; or

                     (c)  a trade insurer; or

                     (d)  a person who is prevented from being a credit provider by subsection 6G(5) or (6).

             (3)  Subparagraph (1)(b)(ii) does not apply to a person who provides the National Relay Service or a person prescribed by the regulations .

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