(1) An access seeker in relation to credit reporting information, or credit eligibility information, about an individual is:
(a) the individual; or
(b) a person:
(i) who is assisting the individual to deal with a credit reporting body or credit provider; and
(ii) who is authorised, in writing, by the individual to make a request in relation to the information under subsection 20R(1) or 21T(1).
(2) An individual must not authorise a person under subparagraph (1)(b)(ii) if the person is:
(a) a credit provider; or
(b) a mortgage insurer; or
(c) a trade insurer; or
(d) a person who is prevented from being a credit provider by subsection 6G(5) or (6).
(3) Subparagraph (1)(b)(ii) does not apply to a person who provides the National Relay Service or a person prescribed by the regulations .