Commonwealth Consolidated Acts Commonwealth Consolidated ActsCredit information about an individual is personal information (other than sensitive information) that is:
(a) identification information about the individual; or
(b) consumer credit liability information about the individual; or
(c) repayment history information about the individual; or
(ca) financial hardship information about the individual; or
(d) a statement that an information request has been made in relation to the individual by a credit provider, mortgage insurer or trade insurer; or
(e) the type of consumer credit or commercial credit, and the amount of credit, sought in an application:
(i) that has been made by the individual to a credit provider; and
(ii) in connection with which the provider has made an information request in relation to the individual; or
(f) default information about the individual; or
(g) payment information about the individual; or
(h) new arrangement information about the individual; or
(i) court proceedings information about the individual; or
(j) personal insolvency information about the individual; or
(k) publicly available information about the individual:
(i) that relates to the individual's activities in Australia or the external Territories and the individual's credit worthiness; and
(ii) that is not court proceedings information about the individual or information about the individual that is entered or recorded on the National Personal Insolvency Index; or
(l) the opinion of a credit provider that the individual has committed, in circumstances specified by the provider, a serious credit infringement in relation to consumer credit provided by the provider to the individual.