For paragraph 1020G(2)(b) of the Act, subsections 1017D(2) and (4) of the Act are modified, in its application in relation to a person who ceases to hold a superannuation product or an RSA product (other than a product issued by a capital guaranteed fund) by requiring the issuer of the product to give all information to:
(a) if the person is alive--the person; or
(b) if the person is deceased--each person receiving a benefit as a result of the person's death;
that the trustee reasonably believes such a person would reasonably need for the purpose of understanding his or her investment in the financial product.