Commonwealth Numbered Acts

INSURANCE CONTRACTS ACT 1984

TABLE OF PROVISIONS

           Long Title

   1.      Short title  
   2.      Commencement  
   3.      Repeals  
   4.      Previous contracts  
   5.      Crown to be bound  
   6.      Extension to external Territories  
   7.      Effect of Act on other laws  
   8.      Application of Act  
   9.      Exceptions to application of Act  
   10.     Contracts of insurance  
   11.     Interpretation  
   12.     This Part not to be read down  
   13.     The duty of the utmost good faith  
   14.     Parties not to rely on provisions except in the utmost good faith  
   15.     Certain other laws not to apply  
   16.     Insurable interest not required  
   17.     Legal or equitable interest not required at time of loss  
   18.     Insurable interest required  
   19.     Insurable interests  
   20.     Persons benefited need not be named  
   21.     The insured's duty of disclosure  
   22.     Insurer to inform of duty of disclosure  
   23.     Ambiguous questions  
   24.     Warranties of existing facts to be representations  
   25.     Misrepresentation by life insured  
   26.     Certain statements not misrepresentations  
   27.     Failure to answer questions  
   28.     General insurance  
   29.     Life insurance  
   30.     Misstatements of age  
   31.     Court may disregard avoidance in certain circumstances  
   32.     Non-disclosure or misrepresentation by member of scheme  
   33.     No other remedies  
   34.     Interpretation  
   35.     Notification of certain provisions  
   36.     Interpretation of regulations  
   37.      Notification of unusual terms  
   38.     Interim contracts of insurance  
   39.     Instalment contracts of general insurance  
   40.     Certain contracts of liability insurance  
   41.     Liability insurance: insured may require insurer to elect  
   42.     Maximum cover for premium  
   43.     Arbitration provisions  
   44.     Average provisions  
           45. ''Other insurance'' provisions  
   46.     Pre-existing defect or imperfection  
   47.     Pre-existing sickness or disability  
   48.     Entitlement of named persons to claim  
   49.     Where sum insured exceeds value of insured's interest  
   50.     Sale of insured property  
   51.     Right of third party to recover against insurer  
           52. ''Contracting out'' prohibited  
   53.     Variation of contracts of insurance  
   54.     Insurer may not refuse to pay claims in certain circumstances  
   55.     No other remedies  
   56.     Fraudulent claims  
   57.     Interest on claims  
   58.     Insurer to notify of expiration of contracts of general insurance  
   59.     Cancellation procedure  
   60.     Cancellation of contracts of general insurance  
   61.     Insurers in liquidation  
   62.     Cancellation of instalment contracts of general insurance  
   63.     Cancellations void  
           64. ''Free-look'' period: life insurance  
   65.     Subrogation to rights against family, &c.  
   66.     Subrogation to rights against employees  
   67.     Rights with respect to moneys recovered under subrogation  
   68.     Contracts affecting rights of subrogation  
   69.     Giving of information to insureds  
   70.     Notices to be given to life insureds in certain cases  
   71.     Agency  
   72.     Legibility of writing  
   73.     Insurance arranged in connection with supply of goods and services  
   74.     Policy documents to be supplied on request  
   75.     Reasons for cancellation, &c., to be given  
   76.     Contribution between insurers  
   77.     Giving notices  
   78.     Regulations