Commonwealth Numbered Acts

PRIVATE HEALTH INSURANCE ACT 2007 (NO. 31, 2007)

TABLE OF PROVISIONS

           Long Title

            

CHAPTER 1--Introduction
            

   PART 1-1--INTRODUCTION

           Division 1--Preliminary

   1.1.    Short title  
   1.5.    Commencement  
   1.10.   Identifying defined terms  

           Division 3--Overview of this Act

   3.1.    What this Act is about  
   3.5.    Incentives (Chapter 2)  
   3.10.   Complying health insurance products (Chapter 3)  
   3.15.   Private health insurers (Chapter 4)  
   3.20.   Enforcement (Chapter 5)  
   3.25.   Administration (Chapter 6)  
   3.30.   Dictionary (Schedule 1)  

           Division 5--Constitutional matters

   5.1.    Meaning of insurance  
   5.5.    Act not to apply to State insurance within that State  
   5.10.   Compensation for acquisition of property  
            

CHAPTER 2--Incentives
            

   PART 2-1--INTRODUCTION

           Division 15--Introduction

   15.1.   What this Chapter is about  

   PART 2-2--PREMIUMS REDUCTION AND INCENTIVE PAYMENTS SCHEMES

           Division 20--Introduction

   20.1.   What this Part is about  
   20.5.   Private Health Insurance (Incentives) Rules  

           Division 23--Premiums reduction scheme

              Subdivision 23-A--Amount of reduction

   23.1.   Reduction in premiums  
   23.5.   Meaning of incentive amount  
   23.10.  Reduction after a person 65 years or over ceases to be covered by policy  

              Subdivision 23-B--Participation in the premiums reduction scheme

   23.15.  Registration as a participant in the premiums reduction scheme  
   23.20.  Refusal to register  
   23.25.  Pre-1999 participants must keep information up to date  
   23.30.  Participants who want to withdraw from scheme  
   23.35.  Revocation of registration  
   23.40.  Variation of registration  
   23.45.  Retention of applications by private health insurers  

           Division 26--The incentive payments scheme

              Subdivision 26-A--Amount of incentive payment

   26.1.   Payment in relation to premiums  
   26.5.   Payment after a person 65 years or over ceases to be covered by policy  

              Subdivision 26-B--Claiming payments under the incentive payments scheme

   26.10.  Claim for payment under incentive payments scheme  
   26.15.  Withdrawal of claim  
   26.20.  Determination of claim and payment of amount  
   26.25.  Reconsideration of decision refusing a claim  
   26.30.  Claimants to keep information up to date  

   PART 2-3--LIFETIME HEALTH COVER

           Division 31--Introduction

   31.1.   What this Part is about  
   31.5.   Private Health Insurance (Lifetime Health Cover) Rules  

           Division 34--General rules about lifetime health cover

   34.1.   Increased premiums for person who is late in taking out hospital cover  
   34.5.   Increased premiums for person who ceases to have hospital cover after his or her lifetime health cover base day  
   34.10.  Increased premiums stop after 10 years' continuous cover  
   34.15.  Meaning of hospital cover  
   34.20.  Meaning of permitted days without hospital cover  
   34.25.  Meaning of lifetime health cover base day  
   34.30.  When a person is overseas  

           Division 37--Exceptions to the general rules about lifetime health cover

   37.1.   People born on or before 1 July 1934  
   37.5.   People over 31 and overseas on 1 July 2000  
   37.10.  Hardship cases  
   37.15.  Increases cannot exceed 70% of base rates  
   37.20.  Joint hospital cover  

           Division 40--Administrative matters relating to lifetime health cover

   40.1.   Notification to insured people etc.  
   40.5.   Evidence of having had hospital cover, or of a person's age  
            

CHAPTER 3--Complying health insurance products
            

   PART 3-1--INTRODUCTION

           Division 50--Introduction

   50.1.   What this Chapter is about  
   50.5.   Private Health Insurance Rules relevant to this Chapter  

   PART 3-2--COMMUNITY RATING

           Division 55--Principle of community rating

   55.1.   What this Part is about  
   55.5.   Principle of community rating  
   55.10.  Closed products  

   PART 3-3--REQUIREMENTS FOR COMPLYING HEALTH INSURANCE PRODUCTS

           Division 60--Introduction

   60.1.   What this Part is about  

           Division 63--Basic rules about complying health insurance products

   63.1.   Obligation to ensure products are complying products  
   63.5.   Meaning of complying health insurance product  
   63.10.  Meaning of complying health insurance policy  

           Division 66--Community rating requirements

   66.1.   Community rating requirements  
   66.5.   Premium requirement  
   66.10.  Minister's approval of premiums  
   66.15.  Entitlement to benefits for general treatment  
   66.20.  Different amount of benefits depending on where people live  

           Division 69--Coverage requirements

   69.1.   Coverage requirements  
   69.5.   Meaning of cover  
   69.10.  Meaning of hospital-substitute treatment  

           Division 72--Benefit requirements for policies that cover hospital treatment

   72.1.   Benefit requirements  
   72.5.   Rules requirement in relation to provision of benefits  
   72.10.  Minimum benefits for prostheses  
   72.15.  Ongoing listing fee for prostheses  
   72.20.  Other matters  

           Division 75--Waiting period requirements

   75.1.   Waiting period requirements  
   75.5.   Meaning of waiting period  
   75.10.  Meaning of transfers  
   75.15.  Meaning of pre-existing condition  

           Division 78--Portability requirements

   78.1.   Portability requirements  

           Division 81--Quality assurance requirements

   81.1.   Quality assurance requirements  

           Division 84--Enforcement of this Part

   84.1.   Offence: advertising, offering or insuring under non-complying policies  
   84.5.   Offence: directors and chief executive officers liable if systems not in place to prevent breaches  
   84.10.  Injunction in relation to non-complying policies  
   84.15.  Remedies for people affected by non-complying policies  

   PART 3-4--OBLIGATIONS RELATING TO COMPLYING HEALTH INSURANCE PRODUCTS

           Division 90--Introduction

   90.1.   What this Part is about  

           Division 93--Giving information to consumers

   93.1.   Maintaining up to date standard information statements  
   93.5.   Meaning of standard information statement  
   93.10.  Making standard information statements available  
   93.15.  Giving information to newly insured people  
   93.20.  Keeping insured people up to date  
   93.25.  Giving advance notice of detrimental changes to rules  
   93.30.  Failure to give information to consumers  

           Division 96--Giving information to the Department, the Council and the Private Health Insurance Ombudsman

   96.1.   Giving standard information statements on request  
   96.5.   Giving standard information statements for new products  
   96.10.  Giving updated standard information statements  
   96.15.  Giving additional information on request  
   96.20.  Failure to give information to Department, Council or Private Health Insurance Ombudsman  
   96.25.  Giving information required by the Private Health Insurance (Complying Product) Rules  

           Division 99--Transfer certificates

   99.1.   Transfer certificates  

           Division 102--Private health insurers to offer cover for hospital treatment

   102.1.  Private health insurers to offer cover for hospital treatment  
            

CHAPTER 4--Private health insurers
            

   PART 4-1--INTRODUCTION

           Division 110--Introduction

   110.1.  What this Chapter is about  

   PART 4-2--CARRYING ON HEALTH INSURANCE BUSINESS

           Division 115--Introduction

   115.1.  What this Part is about  
   115.5.  The Private Health Insurance (Health Insurance Business) Rules  
   115.10. Whether a business etc. is health insurance business  

           Division 118--Prohibition of carrying on health insurance business without registration

   118.1.  Carrying on health insurance business without registration  
   118.5.  Injunctions  

           Division 121--What is health insurance business

   121.1.  Meaning of health insurance business  
   121.5.  Meaning of hospital treatment  
   121.7.  Conditions on declarations of hospitals  
   121.10. Meaning of general treatment  
   121.15. Extension to employee health benefits schemes  
   121.20. Exception: accident and sickness insurance business  
   121.25. Exception: liability insurance business  
   121.30. Exception: insurance business excluded by the Private Health Insurance (Health Insurance Business) Rules  

   PART 4-3--REGISTRATION

           Division 126--Registration

   126.1.  What this Part is about  
   126.5.  The Private Health Insurance (Registration) Rules  
   126.10. Applying for registration  
   126.15. Requesting further information  
   126.20. Deciding the application  
   126.25. Notifying the decision  
   126.30. Council can be taken to refuse application  
   126.35. Council to maintain record of registrations etc.  
   126.40. Changing registration status  
   126.42. Conversion to for profit status  
   126.45. Cancellation of registration  

   PART 4-4--HEALTH BENEFITS FUNDS

           Division 131--Introduction

   131.1.  What this Part is about  
   131.5.  The Private Health Insurance (Health Benefits Fund) Rules  
   131.10. Meaning of health benefits fund  
   131.15. Meaning of health-related business  

           Division 134--The requirement to have health benefits funds

   134.1.  Private health insurers must have health benefits funds  
   134.5.  Notifying the Council when health benefits funds are established  
   134.10. Inclusion of health-related businesses in health benefits funds  

           Division 137--The operation of health benefits funds

   137.1.  Assets of health benefits funds  
   137.5.  Payments to health benefits funds  
   137.10. Expenditure and application of health benefits funds  
   137.15. Effect of non-compliance with section 137-10  
   137.20. Investment of health benefits funds  
   137.25. Restriction on restructure, merger, acquisition or termination of health benefits funds  
   137.30. Operation of health-related businesses through health benefits funds  

           Division 140--The solvency standard for health benefits funds

   140.1.  Purpose of Division  
   140.5.  Council to establish solvency standard  
   140.10. Purpose of solvency standard  
   140.15. Compliance with solvency standard  
   140.20. Solvency directions  

           Division 143--The capital adequacy standard for health benefits funds

   143.1.  Purpose of Division  
   143.5.  Council to establish capital adequacy standard  
   143.10. Purpose of capital adequacy standard  
   143.15. Compliance with capital adequacy standard  
   143.20. Capital adequacy directions  

           Division 146--Restructure, merger and acquisition of health benefits funds

   146.1.  Restructure of health benefits funds  
   146.5.  Merger and acquisition of health benefits funds  
   146.10. Consent of policy holders not required  
   146.15. Other laws not overridden  

           Division 149--Termination of health benefits funds

              Subdivision 149-A--Approving the termination of health benefits funds

   149.1.  Applying for termination  
   149.5.  Requesting further information  
   149.10. Deciding the application  
   149.15. Council can be taken to refuse application  

              Subdivision 149-B--Conducting the termination of health benefits funds

   149.20. Conduct of funds during termination process  
   149.25. Insurers etc. to give reports to Council  
   149.30. Terminating managers displace management of funds  

              Subdivision 149-C--Ending the termination of health benefits funds

   149.35. Power to end termination  

              Subdivision 149-D--Completing the termination of health benefits funds

   149.40. Completion of the termination process  
   149.45. Distribution of remaining assets after completion of the termination process  
   149.50. Liability of officers of insurers for loss to terminated funds  
   149.55. Report of terminating manager  
   149.60. Applying for winding up  

           Division 152--Duties and liabilities of directors etc

   152.5.  Notices to remedy contraventions  
   152.10. Liability of directors in relation to non-compliance with notices  
   152.15. Council may sue in the name of private health insurers  

   PART 4-5--OTHER OBLIGATIONS OF PRIVATE HEALTH INSURERS

           Division 157--Introduction

   157.1.  What this Part is about  
   157.5.  The Private Health Insurance (Insurer Obligations) Rules  

           Division 160--Appointed actuaries

   160.1.  Appointment  
   160.5.  Eligibility for appointment  
   160.10. Notification of appointment etc.  
   160.15. Cessation of appointment  
   160.20. Compliance with the Private Health Insurance (Insurer Obligations) Rules  
   160.25. Powers of appointed actuary  
   160.30. Actuary's obligations to report  
   160.35. Qualified privilege of appointed actuary  

           Division 163--Prudential standards

   163.1.  Private Health Insurance (Insurer Obligations) Rules to establish prudential standards  
   163.5.  Compliance with prudential standards  
   163.10. Notice of breaches of prudential standards etc.  
   163.15. Directions to comply with standards  
   163.20. Failure to comply with directions  

           Division 166--Disqualified persons

   166.1.  Private health insurers not to allow disqualified persons to act as directors  
   166.5.  Disqualified persons must not act for private health insurers  
   166.10. Effect of non-compliance  
   166.15. Who is a disqualified person?  
   166.20. Council may disqualify persons  
   166.25. Council may determine that persons are not disqualified  

           Division 169--Reporting and notification requirements

   169.1.  Copies of reports to policy holders  
   169.5.  Information to be given to the Council annually  
   169.10. Private health insurers to notify any changes to rules  
   169.15. Private health insurers to notify Department and Council about current chief executive officer  

           Division 172--Miscellaneous

   172.1.  Private health insurers to comply with Council's requirements  
   172.10. Private health insurers to give information to Secretary  
   172.15. Restrictions on payment of pecuniary penalties etc.  
            

CHAPTER 5--Enforcement
            

   PART 5-1--INTRODUCTION

           Division 180--Introduction

   180.1.  What this Chapter is about  

   PART 5-2--GENERAL ENFORCEMENT METHODS

           Division 185--What this Part is about

   185.1.  Introduction  
   185.5.  Meaning of enforceable obligation  
   185.10. Meaning of Council-supervised obligation  

           Division 188--Performance indicators

   188.1.  Performance indicators  

           Division 191--Explanation of private health insurer's operations

   191.1.  Minister or Council may seek an explanation from a private health insurer  
   191.5.  Writer must respond to insurer's explanation  

           Division 194--Investigation of private health insurer's operations

   194.1.  Minister or Council may investigate a private health insurer  
   194.5.  Notice to give information  
   194.10. Notice to produce documents  
   194.15. Notice to give evidence  
   194.20. Offences in relation to investigation notices  
   194.25. Authorisation to examine books and records etc.  
   194.30. Minister may consult Council  
   194.35. Minister or Council must notify outcome of investigation  

           Division 197--Enforceable undertakings

   197.1.  Minister or Council may accept written undertakings given by a private health insurer  
   197.5.  Enforcement of undertakings  

           Division 200--Ministerial and Council directions

   200.1.  Minister or Council may give directions  
   200.5.  Direction requirements  

           Division 203--Remedies in the Federal Court

   203.1.  Minister or Council may apply to the Federal Court  
   203.5.  Declarations of contravention  
   203.10. Pecuniary penalty order  
   203.15. Compensation order  
   203.20. Adverse publicity order  
   203.25. Other order  
   203.30. Time limit for declarations and orders  
   203.35. Civil evidence and procedure rules for declarations and orders  
   203.40. Civil proceedings after criminal proceedings  
   203.45. Criminal proceedings during civil proceedings  
   203.50. Criminal proceedings after civil proceedings  
   203.55. Evidence given in proceedings for penalty not admissible in criminal proceedings  
   203.60. Minister or Council may require person to assist  
   203.65. Relief from liability for contravening an enforceable obligation  
   203.70. Powers of Federal Court  

           Division 206--Revoking entitlement to offer rebate as a premium reduction

   206.1.  Revocation of status of participating insurer  

   PART 5-3--ENFORCEMENT OF HEALTH BENEFITS FUND REQUIREMENTS

           Division 211--Introduction

   211.1.  What this Part is about  
   211.5.  Purpose of this Part  
   211.10. The Private Health Insurance (Health Benefits Fund Enforcement) Rules  
   211.15. Limitation on external management and termination of health benefits funds  

           Division 214--Investigations into affairs of private health insurers

   214.1.  Investigation of private health insurers by inspectors  
   214.5.  Powers of inspectors  
   214.10. Person may be represented by lawyer  
   214.15. Compliance with requirements of inspectors  
   214.20. Access to premises  
   214.25. Reports of inspectors  
   214.30. Dissemination of reports  
   214.35. Liability for publishing reports etc.  
   214.40. Delegation by inspectors  
   214.45. Records not to be concealed etc.  

           Division 217--External management of health benefits funds

              Subdivision 217-A--Preliminary

   217.1.  Purpose of Division  
   217.5.  The basis of the law relating to external management  

              Subdivision 217-B--Appointment of external managers

   217.10. Council may appoint external managers  
   217.15. Grounds of appointment of external managers  
   217.20. External managers to displace management of funds  

              Subdivision 217-C--Duties and powers of external managers

   217.25. Duties of external managers  
   217.30. Additional powers of external managers  
   217.35. Protection of property during external management  
   217.40. Rights of chargee, owner or lessor of property of fund under external management  

              Subdivision 217-D--Procedure relating to voluntary deeds of arrangement

   217.45. Matters that may be included in the Private Health Insurance (Health Benefits Fund Enforcement) Rules  

              Subdivision 217-E--External managers' reports to Council

   217.50. External managers to give reports to Council  
   217.55. Dealing with reports given to the Council  
   217.60. Court orders in respect of schemes of arrangement  

              Subdivision 217-F--Miscellaneous

   217.65. When an external management begins and ends  
   217.70. Effect of things done during external management of health benefits funds  
   217.75. Disclaimer of onerous property  
   217.80. Application of provisions of Corporations Act  

           Division 220--Ordering the termination of health benefits funds

   220.1.  Applications by external managers to the Federal Court  
   220.5.  Orders made on applications for appointments of terminating managers  
   220.10. Binding nature of Court orders  
   220.15. Notice of appointments  
            

CHAPTER 6--Administration
            

   PART 6-1--INTRODUCTION

           Division 230--Introduction

   230.1.  What this Chapter is about  

   PART 6-2--PRIVATE HEALTH INSURANCE OMBUDSMAN

           Division 235--Introduction

   235.1.  Principal object of this Part  
   235.5.  Private Health Insurance (Ombudsman) Rules  

           Division 238--Establishment and functions

   238.1.  Establishment of office of Private Health Insurance Ombudsman  
   238.5.  Functions of Private Health Insurance Ombudsman  

           Division 241--Complaints

              Subdivision 241-A--Relevant complaints

   241.1.  Who may make a complaint  
   241.5.  Persons against whom complaints may be made  
   241.10. Grounds for complaint  

              Subdivision 241-B--Dealing with complaints

   241.15. Initial receipt of complaint  
   241.20. Ways of dealing with complaints  
   241.25. Referral to the Australian Competition and Consumer Commission  
   241.30. Referral to other bodies  
   241.35. Deciding not to deal with a complaint  

              Subdivision 241-C--Referral to subjects of complaints

   241.40. Referral to the subject of the complaint  

              Subdivision 241-D--Investigation of complaints

   241.45. Investigation of complaint  
   241.50. Minister may direct Private Health Insurance Ombudsman to investigate, or to continue to investigate, a complaint  

              Subdivision 241-E--Recommendations and reports

   241.55. Recommendations as a result of referral or investigation  
   241.60. Report to Minister on outcome of investigation under Subdivision 241-D  

              Subdivision 241-F--Miscellaneous

   241.65. Complainant to be kept informed  

           Division 244--Investigations

              Subdivision 244-A--Investigations

   244.1.  Initiating investigations  
   244.5.  Investigations at Minister's request  

              Subdivision 244-B--Recommendations and reports

   244.10. Recommendations as a result of investigation  
   244.15. Report to Minister on outcome of investigations under this Division  
   244.20. Consultation with Australian Competition and Consumer Commission  

           Division 247--Mediation

   247.1.  Conducting mediation  
   247.5.  Participation in mediation may be compulsory  
   247.10. Medical practitioners may appoint representatives  
   247.15. Conduct of compulsory mediation  
   247.20. Admissibility of things said in mediation  
   247.25. Appointment of mediators  

           Division 250--Information-gathering

   250.1.  Information-gathering  
   250.5.  Limits on information-gathering  
   250.10. Disclosure of personal information  

           Division 253--Provisions relating to the Private Health Insurance Ombudsman

   253.1.  Appointment of the Private Health Insurance Ombudsman  
   253.5.  Validity of appointments  
   253.10. Acting appointments  
   253.15. Remuneration and allowances  
   253.20. Outside employment  
   253.25. Leave of absence  
   253.30. Resignation  
   253.35. Termination of appointment  
   253.40. Disclosure of interest by Private Health Insurance Ombudsman  
   253.45. Statutory agency etc. for purposes of Public Service Act  
   253.50. Annual report  
   253.55. Delegation  
   253.60. Private Health Insurance Ombudsman and staff not personally liable  

           Division 256--Miscellaneous

   256.1.  Protection from civil actions  
   256.5.  Victimisation  
   256.10. Giving information about the Private Health Insurance Ombudsman  

   PART 6-3--PRIVATE HEALTH INSURANCE ADMINISTRATION COUNCIL

           Division 261--Introduction

   261.1.  What this Part is about  
   261.5.  The Private Health Insurance (Council) Rules  

           Division 264--Continuation, purposes, functions and powers

   264.1.  Continuation of the Council  
   264.5.  Objectives of the Council  
   264.10. Functions of the Council  
   264.15. Report on private health insurers  
   264.20. Powers  
   264.25. Directions by Minister  

           Division 267--Constitution and administration

   267.1.  Constitution of the Council  
   267.5.  Appointment of members  
   267.10. Meetings of the Council  
   267.15. Delegation by the Council  
   267.20. Modification of the Commonwealth Authorities and Companies Act 1997  

           Division 270--Members

   270.1.  Terms and conditions etc.  
   270.5.  Validity of appointments  
   270.10. Acting Commissioner  
   270.15. Deputy Commissioner to act as Commissioner in certain circumstances  
   270.20. Powers and duties of persons acting as Commissioner  
   270.25. Remuneration and allowances of members  
   270.30. Leave of absence  
   270.35. Resignation  
   270.40. Termination of appointment  
   270.45. Disclosure of interests  

           Division 273--Chief Executive Officer and staff

   273.1.  Chief Executive Officer  
   273.5.  Duties of Chief Executive Officer  
   273.10. Conflict of interests  
   273.15. Staff and consultants  
   273.20. Remuneration and allowances of Chief Executive Officer  
   273.25. Leave of absence of Chief Executive Officer  

   PART 6-4--ADMINISTRATION OF PREMIUMS REDUCTION AND INCENTIVE PAYMENTS SCHEMES

           Division 276--Introduction

   276.1.  What this Part is about  

           Division 279--Provisions applying only to premiums reduction scheme

              Subdivision 279-A--Reimbursement of private health insurers for premiums reduced under scheme

   279.1.  Participating insurers may claim reimbursement  
   279.5.  Participating insurers  
   279.10. Requirements for claims  
   279.15. Amounts payable to the private health insurer  
   279.20. Notifying private health insurers if amount is not payable  
   279.25. Additional payment if insurer claims less than entitlement  
   279.30. Additional payment if insurer makes a late claim  
   279.35. Content and timing of application  
   279.40. Decision on application  
   279.45. Reconsideration of decisions  

              Subdivision 279-B--Powers of Medicare Australia CEO in relation to participating insurers

   279.50. Audits by Medicare Australia CEO  
   279.55. Medicare Australia CEO may require production of applications  

           Division 282--Provisions applying to premiums reduction scheme and incentive payments scheme

              Subdivision 282-A--When and how payments can be recovered

   282.1.  Recovery of payments  
   282.5.  Interest on amounts recoverable  
   282.10. Medicare Australia CEO may set off debts against amounts payable  
   282.15. Reconsideration of certain decisions under this Division  

              Subdivision 282-B--Miscellaneous

   282.20. Notification requirements--private health insurers  
   282.25. Use etc. of information relating to another person  
   282.30. Information to be provided to the Commissioner of Taxation  
   282.35. Delegation  
   282.40. Appropriation  

   PART 6-5--EXTERNAL MANAGERS AND TERMINATING MANAGERS

           Division 287--Introduction

   287.1.  What this Part is about  
   287.5.  The Private Health Insurance (Management) Rules  

           Division 290--Powers of managers

   290.1.  Powers of managers  
   290.5.  Officers etc. not to perform functions etc. while fund is under management  
   290.10. Managers act as agents of private health insurers  

           Division 293--Information concerning, and records and property of, health benefits funds

   293.1.  Directors etc. to help managers  
   293.5.  Managers' rights to certain records  
   293.10. Only manager can deal with property of fund under management  
   293.15. Order for compensation where officer involved in void transaction  

           Division 296--Provisions incidental to appointment of managers

   296.1.  Remuneration of managers  
   296.5.  Council may give directions to managers  
   296.10. Termination of appointments of managers  
   296.15. Acts of managers valid etc.  
   296.20. Indemnity  
   296.25. Qualified privilege  

           Division 299--Miscellaneous

   299.1.  Time for doing act does not run while act prevented by this Division  
   299.5.  Continued application of other provisions of Act  
   299.10. Modifications of this Act in relation to health benefits funds under management  
   299.15. Order of Court to be binding on all persons  
   299.20. Jurisdiction of Federal Court  
   299.25. Private Health Insurance (Management) Rules dealing with various matters  

   PART 6-6--PRIVATE HEALTH INSURANCE LEVIES

           Division 304--Introduction

   304.1.  What this Part is about  
   304.5.  Private Health Insurance (Levy Administration) Rules  
   304.10. Meaning of private health insurance levy  

           Division 307--Collection and recovery of private health insurance levies

   307.1.  When private health insurance levy must be paid  
   307.5.  Late payment penalty  
   307.10. Payment of levy and late payment penalty  
   307.15. Recovery of levy and late payment penalty  
   307.20. Waiver of late payment penalty for levies other than collapsed insurer levy  
   307.25. Waiver of collapsed insurer levy and late payment penalty for that levy  
   307.30. Other matters  

           Division 310--Returns, requesting information and keeping records

   310.1.  Returns must be lodged with Council and Department  
   310.5.  Insurer must keep records  
   310.10. Council may request information from insurer  

           Division 313--Power to enter premises and search for documents

   313.1.  Authorised officer may enter premises with consent  
   313.5.  Authorised officer may enter premises under warrant  
   313.10. Announcement before entry  
   313.15. Executing a warrant to enter premises  
   313.20. Identity cards  

   PART 6-7--PRIVATE HEALTH INSURANCE RISK EQUALISATION TRUST FUND

           Division 318--Private Health Insurance Risk Equalisation Trust Fund

   318.1.  Private Health Insurance Risk Equalisation Trust Fund  
   318.5.  Amounts to be paid into the Risk Equalisation Trust Fund  
   318.10. Operation of the Risk Equalisation Trust Fund  
   318.15. Administration of the Risk Equalisation Trust Fund  

   PART 6-8--DISCLOSURE OF INFORMATION

           Division 323--Disclosure of information

   323.1.  Prohibition on disclosure of information  
   323.5.  Authorised disclosure: official duties  
   323.10. Authorised disclosure: sharing information about insurers among agencies  
   323.15. Authorised disclosure: sharing information about insurers other than among agencies  
   323.20. Authorised disclosure: public interest  
   323.25. Authorised disclosure: by the Secretary or Council if authorised by affected person  
   323.30. Authorised disclosure: court proceedings  
   323.35. Authorised disclosure: Council's public information and agency cooperation functions  
   323.40. Offence: disclosure of information obtained by certain authorised disclosures  
   323.45. Offence: soliciting disclosure of information  
   323.50. Offence: use etc. of unauthorised information  
   323.55. Offence: offering to supply protected information  

           Division 328--Review of decisions

   328.1.  What this Part is about  
   328.5.  AAT review of decisions  

   PART 6-10--MISCELLANEOUS

           Division 333--Miscellaneous

   333.1.  Delegation by Minister  
   333.5.  Delegation by Secretary  
   333.10. Approved forms  
   333.15. Signing approved forms  
   333.20. Private Health Insurance Rules made by the Minister  
   333.25. Private Health Insurance Rules made by the Council  
   333.30. Regulations  
           SCHEDULE 1 Dictionary