Commonwealth Numbered Regulations
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INSURANCE CONTRACTS REGULATIONS 2017 (F2017L01658)
TABLE OF PROVISIONS
PART 1--PRELIMINARY
1. Name
2. Commencement
3. Authority
4. Definitions
5. Definition of consumer credit insurance
PART 2--DISCLOSURES AND MISREPRESENTATIONS
Division 1--Insured's duty of disclosure
6. Eligible contracts of insurance
7. Duty of disclosure--written notice
8. Duty of disclosure--reminder notice
9. Duty of disclosure--oral notice
Division 2--Remedies for non-disclosure and misrepresentations by insured
10. Prescribed rate of interest
Division 3--Key Facts Sheets
11. Application of Division
12. What is a Key Facts Sheet?
13. Insurer's obligation to provide Key Facts Sheet
PART 3--THE CONTRACT
Division 1--Standard cover
Subdivision A--Purpose of Division
14. Purpose of Division
Subdivision B--Motor vehicle insurance
15. Prescribed contracts
16. Prescribed events
17. Minimum amounts
Subdivision C--Home buildings insurance
18. Prescribed contracts
19. Prescribed events
20. Minimum amounts
Subdivision D--Home contents insurance
21. Prescribed contracts
22. Prescribed events
23. Minimum amounts
Subdivision E--Sickness and accident insurance
24. Prescribed contracts
25. Prescribed events
26. Minimum amounts
Subdivision F--Consumer credit insurance
27. Prescribed contracts
28. Prescribed events
29. Minimum amounts
Subdivision G--Travel insurance
30. Prescribed contracts
31. Prescribed events
32. Minimum amounts
Division 2--Definition of flood
33. Prescribed contracts
34. Meaning of flood in prescribed contracts etc.
35. Meaning of small business
Division 3--General provisions relating to insurance contracts
36. Classes of contracts of insurance in relation to which section 46 of the Act does not apply
37. Classes of contracts of insurance in relation to which section 53 of the Act does not apply
PART 4--CLAIMS
38. Interest on claims
39. Insurance for risks related to war and terrorism
PART 5--TRANSITIONAL MATTERS
40. Things done under the Insurance Contracts Regulations 1985
41. References to provisions of the Insurance Contracts Regulations 1985
SCHEDULE 1 Writing to inform of duty of disclosure
SCHEDULE 2 Writing to inform persons to be insured by others
SCHEDULE 3 Writing to remind of duty of disclosure
SCHEDULE 4 Words to inform of duty of disclosure for eligible contracts of insurance
SCHEDULE 5 Key Facts Sheets
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