Queensland Consolidated Acts

MOTOR ACCIDENT INSURANCE ACT 1994 - SECT 25

25 Motor vehicle must be insured under correct class

(1) An applicant for registration, or renewal of registration, of a motor vehicle must not make a misstatement or misrepresentation that results in—

(a) the motor vehicle being incorrectly classified; and

(b) a consequent reduction in the amount of the premium charged for the CTP insurance policy for the vehicle.

Penalty—

Maximum penalty—30 penalty units.

(2) However, it is a defence to a charge of an offence against subsection (1) to prove that the defendant believed on reasonable grounds that the misstatement or misrepresentation was true.

(2A) A person must not drive a motor vehicle, or permit a motor vehicle to be driven, on a road or in a public place knowing that the vehicle has been incorrectly classified and that, as a result, less than the appropriate insurance premium has been paid for a policy of CTP insurance.

Penalty—

Maximum penalty—30 penalty units.

(3) An insurer must not fix the insurance premium to be paid for a CTP insurance policy on the basis of a classification of a motor vehicle the insurer knows to be incorrect.

Penalty—

Maximum penalty—300 penalty units.