In this part—
"building" includes improvements and fixtures (but not including carpet) forming part of the building, but does not include—
(a) temporary wall, floor and ceiling coverings; or
(b) fixtures removable by a lessee or tenant at the end of a lease or tenancy; or
(c) mobile or fixed air conditioning units servicing a particular lot; or
(d) curtains, blinds or other internal window coverings; or
(e) mobile dishwashers, clothes dryers or other electrical or gas appliances not wired or plumbed in.
(a) earthquake, explosion, fire, lightning, storm, tempest and water damage; and
(b) glass breakage; and
(c) damage from impact, malicious act, and riot.