Offence
(1) A credit reporting body commits an offence if:
(a) the body uses or discloses credit reporting information under this Division (other than subsections 20D(2) and 20T(4)); and
(b) the information is false or misleading in a material particular.
Penalty: 200 penalty units.
Civil penalty
(2) A credit reporting body must not use or disclose credit reporting information under this Division (other than subsections 20D(2) and 20T(4)) if the information is false or misleading in a material particular.
Civil penalty: 2,000 penalty units.