Commonwealth Consolidated Acts

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PRIVACY ACT 1988 - SECT 20Q

Security of credit reporting information

             (1)  If a credit reporting body holds credit reporting information, the body must take such steps as are reasonable in the circumstances to protect the information:

                     (a)  from misuse, interference and loss; and

                     (b)  from unauthorised access, modification or disclosure.

             (2)  Without limiting subsection (1), a credit reporting body must:

                     (a)  enter into agreements with credit providers that require the providers to protect credit reporting information that is disclosed to them under this Division:

                              (i)  from misuse, interference and loss; and

                             (ii)  from unauthorised access, modification or disclosure; and

                     (b)  ensure that regular audits are conducted by an independent person to determine whether those agreements are being complied with; and

                     (c)  identify and deal with suspected breaches of those agreements.



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